How do you apply for a credit card? |

How do you apply for a credit card?

I know by 21 you’d think I’d have one by now. But unforuntely no one ever showed me how to apply?

Also, if you’d be nice enough to explain step by step and when it comes (by mail) or whatever. I am totally clue less?

If you have a checking or savings account already then I would suggest going to your bank first and asking them to help you obtain one. If you don’t then do your research to see which credit card best suites your lifestyle..such as if you’re a student look for cards that emphasize that. Be careful when applying though because most credit card companies will keep on file if you get denied and too many can make it even harder to obtain one. Once you apply you should get something in the mail letting you know if you’re approved or denied. If you’re approved you will probably need to fill out additional paperwork to send in, then you will recieve your card.

This entry was posted on Thursday, July 23rd, 2009 at 4:58 pm and is filed under apply for credit card. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

3 Responses to “How do you apply for a credit card?”

Mrre on July 23rd, 2009 at 10:10 pm

Step one: you should know your credit score
This article would help you about this step
Get Your Credit Report and Analysis
http://www.creditcardslife.com/credit-cards/get-your-credit-report-and-analysis/
Step two: choose a credit card suit for your score and best for you, this is a little hard
Here is a list may help you to make a decision
http://www.cards-wiki.com/credit-card-list/
Step three: after you choose a card, you could apply it online or give a call to the bank.
References :
holly123 on July 23rd, 2009 at 10:47 pm

If you have a checking or savings account already then I would suggest going to your bank first and asking them to help you obtain one. If you don’t then do your research to see which credit card best suites your lifestyle..such as if you’re a student look for cards that emphasize that. Be careful when applying though because most credit card companies will keep on file if you get denied and too many can make it even harder to obtain one. Once you apply you should get something in the mail letting you know if you’re approved or denied. If you’re approved you will probably need to fill out additional paperwork to send in, then you will recieve your card.
References :
I was in the same situation.
Ur Credit on July 23rd, 2009 at 10:57 pm

you could apply for a credit card online all they need is your personal info such as income, address, phone number and other personal info, once you apply you should get a approved or declined answer once you get approved it takes about 7-10 days to get your card. on the card you get approved it all depends on your credit so if you apply for a Discover card and have no credit most likely you will get denied so make sure you apply depending on your credit history, check out http://www.fastcreditcardapprovals.com under the credit history.
References :