Archive for June, 2009

What credit card would best fit my needs?

I am a student in college, and I also operate a small business. I need a credit card to make small purchases for my business, usually nothing over $200 at a time. I want something with a low interest rate, but when it comes to credit card offers, I don't know which is the best [...]

What is the best/easiest credit card to get if you have bad credit and are trying to improve it?

I'm sure some people might say having no credit card is best..but to build up credit you have to start somewhere!
My friends credit is ike 580 or something, and I told her i would look into it.. Thanks!
you are right when you said that when one is building his credit, he has to start [...]

What credit card is best to pay off first? A card overbalance or closed?

I have a credit card that is over my credit limit but is still "open" or I have a card that is below the limit but has been closed by the creditor.
What is the best card to pay off first, asuming that the interest rates are the same. I'm leaning towards the open account that [...]

What is the best credit card for people with no credit?

I am 18 years old, I have no credit history. I am looking for a credit card so I can build my cred history. What are the best credcredit cards for individuals like myself? Thank you!
If you're employed and have $500 in a saving account, convert it into a secured credit card Make sure they [...]

Small Business Credit Card Perks

Business credit cards for businesses in general, and for small business in particular, have become increasingly popular as more and more businesses started realizing the benefits. It might be good to review the type of perks business credit cards afford their users, as well as the other beneficial features offered by small business credit cards. [...]

What is the best credit card to apply for if you have good credit?

Which credit card do you think it's best for those with good credit? Chase, American Express, Citi, Capital One?
It depends on what kind of benefits you are looking for. There are credit cards that offer low interest, cash back, airline miles, pionts, ect… If you have good credit, the credit card to own is probably [...]

Consider a Business Credit Card for your Small Business

Financing is always a consideration for newly established small businesses. During the early, critical years, adequate capital is necessary to nurture and to help the small business overcome its teething pains. The theoretical financial provisions made in the business plan may well not cover everything in practice. There are usually a couple of unforeseen and [...]

What is the best credit card for college students?

Can anyone tell me what the best college student credit card is? What's usually the credit card limit for students? I'm planning to get it just in case I need it when I go to South Korea this summer.
HSBC has a student credit card. Usually the limit is around $500. They take into account that [...]

Business Credit Cards: Credit Card Offers That Is Perfect For Your Business

Credit cards are considered to be one of the most important financial tools in modern society. Not only are individual people getting benefits from credit cards, even businesses, small and large alike, are now using credit cards to provide financial assistance to their business on times they need it most.
If you are one of the [...]

Is it a bad idea to apply for a credit card while in the middle of a mortgage refinancing process?

I have a high credit score (760), and was approved for my bank's best rate. The refinancing process is taking awhile, and I would like to get a better rewards card than what I have. Would it be a bad idea to apply for a new credit card before the refinancing closes?
I wouldn't [...]